Apple Card

The Apple Card is a credit card issued by Goldman Sachs and managed through Apple's Wallet app on iPhones and other Apple devices. Unlike traditional credit cards, there's no physical card number printed on it—instead, a unique number generates in your phone for each purchase. You can request a titanium card for in-person payments, but most transactions happen digitally. Like any credit card, you borrow money that you must repay with interest if you carry a balance, and your payment history affects your credit score.

Articles here explain how the Apple Card's rewards structure works, what interest rates and fees you might encounter, how to manage payments through the app, and what happens if you miss a payment. You'll also learn how the card compares to other credit options in terms of cost and features, and what the approval process involves so you understand what information Goldman Sachs reviews.